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Federal Pacific Electric Panel Insurance


If you own a home in North Providence, Rhode Island, chances are you’ve heard of Federal Pacific Electric panels. These panels were commonly used in houses built between the 1950s and 1980s, and while they were once thought to be a reliable and efficient choice for electrical systems, they have since been found to be a major safety hazard.

As a homeowner, it’s important to be aware of the risks associated with Federal Pacific Electric panels and take the necessary steps to protect your home and family. That’s where Federal Pacific Electric panel insurance comes in. In this article, we’ll discuss what these panels are, why they’re dangerous, and the importance of having insurance to cover any potential damages. So if you’re a homeowner in North Providence, read on to learn more about this crucial form of protection.

What is a Federal Pacific Electric Panel?

A Federal Pacific Electric panel, also known as an FPE panel, is an electrical panel or circuit breaker box that is responsible for distributing electricity throughout a home. These panels were manufactured by the Federal Pacific Electric Company and were once considered to be a top choice for home electrical systems due to their cost-effective and efficient design.

However, over time, it was discovered that FPE panels were defective and posed a significant risk of electrical fires. In fact, a study by the Consumer Product Safety Commission found that FPE panels have a failure rate of up to 80%, which is extremely high compared to the industry standard of 1%. This alarming statistic has led to widespread concern among homeowners and electricians alike.

Why are FPE Panels Dangerous?

The main reason why FPE panels are dangerous is due to a design flaw that leads to malfunctioning circuit breakers. These circuit breakers are responsible for shutting off the flow of electricity in the event of an overload or short circuit, thus preventing electrical fires. However, the FPE panels are known to have sticking circuit breakers, meaning they fail to trip when needed, causing the panel to overheat and potentially start a fire.

Furthermore, testing has shown that FPE panels have a tendency to overheat even when operating normally, with the potential to reach temperatures of up to 200 degrees Fahrenheit. This excessive heat can cause damage to the wiring and insulation, leading to further fire hazards and potential electrical shocks. As a result, the use of FPE panels has been banned in many countries, including the United States.

The Importance of Federal Pacific Electric Panel Insurance

Given the safety hazards associated with Federal Pacific Electric panels, it’s crucial for homeowners to have insurance specifically covering any damages caused by these panels. This is especially important for homeowners in North Providence, Rhode Island, where FPE panels were commonly used during the years they were being manufactured.

Having insurance for your FPE panel can provide much-needed protection for your home and family in the event of a fire caused by the malfunctioning panel. It can cover damages to your home, personal property, and even medical expenses in case of any injuries sustained. This form of insurance can also provide peace of mind for homeowners, knowing that they are financially protected in a worst-case scenario.

Why Choose B&K Electric for Your Electrical Needs?

If you’re a homeowner in North Providence or the surrounding areas, B&K Electric is the go-to choice for all your electrical needs. Our family-owned and operated business has been proudly serving the community for over 17 years, and our team of licensed electricians is highly experienced and knowledgeable in dealing with FPE panels.

We specialize in electrical repair, panel maintenance, and installation, ensuring that your home remains safe from any potential hazards. Our top priority is providing excellent customer service and ensuring that each of our clients is satisfied with our work. With B&K Electric, you can trust that your home is in good hands.

Federal Pacific Electric panel insurance is a must-have for homeowners in North Providence, Rhode Island, to protect against potential damages caused by these defective panels. It’s important to be aware of the dangers associated with FPE panels and to take the necessary steps to ensure the safety of your home and family. And when it comes to electrical services, make B&K Electric your first choice for reliable and high-quality work. Trust us to keep your home safe and secure.


Federal Pacific Electric panels,

Home insurance,

Electrical safety