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Federal Pacific Electric Panel Insurance


As a homeowner in the 02909 zip code of Providence, Rhode Island, ensuring the safety and functionality of your home is likely a top priority. And when it comes to your home’s electrical system, the stakes are even higher. Without a properly functioning electrical panel, you could be putting your home, and your family, at risk.

At B&K Electric, a family-owned and operated electrical business based in Warwick, RI, we understand the importance of a well-maintained electrical panel. For over seventeen years, our team of licensed electricians has been proudly serving the residents of Cranston, Warwick, and all of Rhode Island, specializing in electrical repair, panel maintenance, and installation. As a go-to electrician for homes and businesses in the Warwick and greater Providence area, we have seen first-hand the importance of ensuring your electrical panel is up to code and properly insured.

In this article, we will dive into the specifics of federal pacific electric panel insurance, explaining what it is, why it’s necessary, and how B&K Electric can help protect your home and loved ones. So, whether you are a current homeowner or in the process of purchasing a new home, read on to learn more about this crucial aspect of home ownership.

What is Federal Pacific Electric Panel Insurance?

First and foremost, it’s important to understand what a federal pacific electric panel is and why specific insurance is needed for it. Federal Pacific Electric (FPE) company was one of the largest manufacturers of circuit breaker panels from the 1950s to the 1980s. These panels were installed in millions of homes across the United States, including many in the 02909 Providence area.

However, over time, FPE panels have shown to have significant safety issues. The breakers in these panels have been known to fail, posing a significant fire hazard to homes and occupants. In fact, studies have shown that FPE panels are responsible for a significant number of electrical fires in households each year.

As a result, many insurance companies are now requiring homeowners with FPE panels to have specific insurance coverage in place. This insurance, often referred to as FPE insurance, is designed to cover the cost of damages or repairs in the event of an electrical fire caused by faulty FPE panels.

Why is it Necessary for Homeowners?

As a homeowner in the 02909 zip code, the safety of your home and loved ones is likely paramount to you. Which is why understanding the risks associated with faulty FPE panels and having proper insurance coverage is crucial.

The main reason why FPE insurance is necessary for homeowners is to protect against the potential financial burden of an electrical fire caused by faulty panels. Without coverage, homeowners may be responsible for the high costs associated with repairs or damages, which can range from thousands to tens of thousands of dollars.

Additionally, having FPE insurance in place can also help speed up the claims process should an electrical fire occur, providing homeowners with peace of mind knowing they are protected financially in such an event.

How B&K Electric can help

At B&K Electric, we understand the importance of having proper FPE insurance coverage for homeowners. As licensed and experienced electricians in the Warwick and greater Providence area, we have the expertise to properly assess and address any issues related to FPE panels.

Our team is well-versed in the potential hazards associated with FPE panels and can help homeowners determine if they have an FPE panel and if they need specific insurance coverage. We can also conduct a thorough panel inspection to ensure it is up to code and functioning properly, giving homeowners peace of mind and ensuring their loved ones and property are safe.

In addition, if it is determined that an FPE panel needs to be replaced, our team at B&K Electric can handle the entire process from removal to installation, ensuring your new panel is installed to meet all safety standards and minimize any potential risks.


Homeowners are faced with various challenges and responsibilities. However, when it comes to the safety and functionality of your home, certain things should not be overlooked. As a homeowner in the 02909 zip code, understanding the importance of FPE insurance and having proper coverage in place can provide you with the peace of mind you deserve.

At B&K Electric, we are committed to helping homeowners protect their homes and loved ones. With our expertise and experience in handling FPE panels, we are the go-to electricians for all your electrical needs in the Warwick and greater Providence area. Contact us today to learn more about our services and how we can help ensure the safety of your home. Remember, the safety of your home is worth investing in.


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